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Consumer Credit: Credit Reports and Credit Scoring
August 2003
BNA's Web Watch is prepared by Laura
Gordon-Murnane. E-mail suggestions for future weekly topics
always welcome.
Federal Government
Congressional Testimony
Senate Banking Committee Hearing
July 29, 2003 Consumer Awareness and Understanding of the Credit
Granting Process
Dolores
S. Smith, Director, Division of Consumer and Community Affairs,
Federal Reserve Board
Donna
J. Gambrell, Deputy Director of Compliance & Consumer Protection,
Federal Deposit Insurance Corporation
Joel
Winston, Associate Director, Financial Practices Division, Bureau
of Consumer Protection Issues, Federal Trade Commission
Stacey
D. Stewart, President and Chief Executive Officer, Fannie Mae
Foundation
Scott
Hildebrand, Vice President of Direct Marketing Operations, Capital
One Financial Corporation
Travis
Plunkett, Consumer Federation of America
Cheri
St. John, Vice President for Global Scoring Solutions, Fair
Isaac Corporation
Senate Banking Committee – July 10, 2003
The Accuracy of Credit Report Information and the Fair Credit Reporting
Act
Witness Testimony
The Honorable Timothy
Muris, Chairman, Federal Trade Commission
Mr.
Stuart Pratt, President and CEO, Consumer Data Industry Association
Mr.
Richard Le Febvre, President and Chief Executive Officer, AAA
American Credit Bureau
Mr.
Evan Hendricks, Editor, Privacy Times
Mr.
Stephen Brobeck, Executive Director, Consumer Federation of
America
Mr.
David Jokinen, Consumer Witness
Committee on Financial Services - Hearing on H.R. 2622,
the Fair and Accurate Credit Transactions Act of 2003 Wednesday,
July 09, 2003
The
Honorable John W. Snow, Secretary, Department of the Treasury
The
Honorable Timothy J. Muris, Chairman, Federal Trade Commission
Mr.
Mallory Duncan, Senior Vice President, General Counsel, National
Retail Federation
Mr.
Stephen Brobeck, Executive Director, Consumer Federation of
America
Mr.
Michael F. McEneney, Partner, Sidley Austin Brown & Wood
LLP, on behalf of the U.S. Chamber of Commerce
Mr.
Michael F. McEneney, Partner, Sidley Austin Brown & Wood
LLP, on behalf of the U.S. Chamber of Commerce
Mr.
John C. Dugan, Partner, Covington & Burling, on behalf of
the Financial Services Coordinating Council
Mr.
Stuart K. Pratt, President, Consumer Data Industry Association
Mr.
Joe Belew, President, Consumer Bankers Association
Ms.
Kayce Bell, Chief Operating Officer, Alabama Credit Union, on
behalf of the Credit Union National Association
Mr.
Hilary O. Shelton, Director, NAACP, Washington Bureau
Dr.
William E. Spriggs, Executive Director, National Urban League
Institute for Opportunity and Equality
Mr.
D. Russell Taylor, Chairman, America’s Community Bankers
Mr.
Chris Jay Hoofnagle, Deputy Counsel, Electronic Privacy Information
Center
Mr.
L. Richard Fischer, Visa U.S.A.
Senate Banking Committee on the affiliate sharing loophole
in the Fair Credit Reporting Act (June 26, 2003)
Hearing
on "Affiliate Sharing Practices and Their Relationship to the
Fair Credit Reporting Act"
Mr.
Terry Baloun - Regional President and Group Head Wells Fargo
Bank
Ms.
Julie Brill - Assistant Attorney General State of Vermont
Ms.
Angela L. Maynard - Senior Vice President and Chief Privacy
Executive Key Bank
Mr.
Edmund Mierzwinski Consumer Program Director U.S. Public Interest
Research Group
Professor
Joel R. Reidenberg - Professor of Law and Director of the Graduate
Program Fordham University
Mr.
Ronald A. Prill President Target Financial Services f
Mr.
Martin Wong - General Counsel, Global Consumer Group
Citigroup, Inc.
Subcommittee on Financial Institutions and Consumer Credit
Hearing entitled “The Role of FCRA in the Credit Granting
Process”
Thursday, June 12, 2003
Mr.
John Courson, Chairman, Mortgage Bankers Association
Mr.
David Moskowitz, General Counsel, Wells Fargo Home Mortgage
Mr.
A.W. Pickel, President, Leader Mortgage Company, Lenexa, KS,
President-Elect, National Association of Mortgage Brokers
Mr.
Travis Plunkett, Legislative Director, Consumer Federation of
America
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